Choose the buy now, pay later account that suits you best.
NOTHING TO PAY TODAY
Choose how you pay - weekly, fortnightly or monthly.
SHOP JUST ABOUT EVERYWHERE
Shop at all your favourite places, online and instore, with the Zip app.
REWARDS
Earn exclusive cashback offers when you shop.1
Most popular
Up to $1,000
Interest free always
For everyday spending, from fashion to fitness, eyewear to electronics, pet care to bills.
Pay your statement closing balance, in full, by the due date and we'll waive the fee.
Over $1,000
Bigger purchases
For buying that road bike, new sofa or renovating your home.
Retailers may offer longer interest free terms (6-60 months). At conclusion of the interest free period, interest will be charged at the standard variable rate of 21.9% per annum.
Enjoy the freedom to set your schedule to weekly, fortnightly or monthly.
A one-off establishment fee may apply for new customers.
Waived if you have nothing owing.
For purchases over $300 we'll automatically set you up to repay in equal instalments to help you avoid interest charges.^^
Zip is perfect for everyday purchases and offers the ability to transact just about everywhere, so you can manage all your expenses in one place and repay on a schedule that suits you.
To shop instore, Zip Pay users can tap to pay at checkout.^ To get started with tap to pay, simply navigate to the Zip app and click on the pay tab in the bottom menu. From there, you can follow the prompts to set up your card and add it to your Apple Pay or Google Pay wallet.
To shop online, use the Zip mobile app and generate a single-use card at the checkout anywhere Visa is accepted.
See the full list where you can shop with Zip: https://zip.co/au/shop
Shop everywhere online where Visa is accepted with Zip's single-use card feature on the Zip mobile app.^ Or shop anywhere instore you see Zip at checkout - we're partnered with 40,000+ retail stores.
Additionally, you can use your Zip account to pay BPAY bills and buy gift cards for food, fuel and subscriptions.
Repayments are automatically direct debited from the payment method that you added when you created the account. You can change the payment method at any time and the frequency of your payments to weekly, fortnightly or monthly as long as you're covering the minimum monthly repayments. Choose what works best for you
With Zip Pay a $7.95 monthly account fee applies, we will waive the fee if you pay your statement closing balance in full, by the due date.
With Zip Money a $7.95 monthly account fee applies which is waived if you have nothing owing.
If you return goods to a retailer and they agree to a refund, your Zip account will be credited with the agreed refund amount. The funds will then be put towards your owing balance or depending on the refund amount your account may be placed in credit.
Yes! Zip allows you to shop just about everywhere, online and instore. We give you the flexibility to set your repayment schedule to suit your lifestyle - choose weekly, fortnightly, or monthly. You can also pay your bills, buy gift cards and earn rewards when you use the Zip app.
Zip Pay. Minimum monthly repayments are required. A monthly account fee of $7.95 applies. This fee is waived each month you pay your statement closing balance, in full, by the due date. Available to approved applicants only. T&Cs apply.
^Tap to pay in store available with Zip Pay only. Use the Card everywhere that Visa contactless payments are accepted in store. Card T&Cs apply. Single use card available with Zip Pay and Zip Money only. Use the Card everywhere that Visa contactless payments are accepted online. Card T&Cs apply.
^^Zip Money. Available to approved applicants only. Any repayment advertised will repay the transaction balance within the interest free period (excluding a monthly account fee of $7.95 and a one-off establishment fee which may apply for new customers). Under the contract, minimum monthly repayments are required. Paying only the minimum monthly
Don’t out off getting the dental care you need and deserve.
Address: Menai Marketplace - Level 1/152-194 Allison Cres Menai NSW 2234
Email: admin@topcaredental.com.au
Phone: (02) 9541 1910
ABN: 78033204159